How Can I Afford a Home?

August 26, 20252 min read

Home Affordability in 2025: How the MOVE Method Helps Buyers and Realtors Win

When it comes to buying a home in today’s market, home affordability is the number one concern. Rising home prices and fluctuating mortgage rates have left many buyers asking:

  • “Can I afford this monthly payment?”

  • “Should I wait for rates to drop?”

  • “Is owning still within reach for my family?”

And for real estate agents, affordability challenges often mean deals that stall or fall through altogether. If the payment doesn’t work, the home purchase doesn’t move forward.

That’s exactly why I created the MOVE Method, powered by our Payment Affordability Program—a unique approach designed to help buyers and realtors overcome the affordability barrier and get into homes now.


Why Home Affordability Is the Biggest Roadblock in 2025

Across the U.S., and especially here in Phoenix, AZ, housing affordability continues to be one of the hottest topics in real estate. Even qualified buyers are second-guessing themselves, worried that their mortgage payment won’t fit their budget.

But here’s the truth: waiting rarely makes affordability better.

  • Home prices are still climbing.

  • Inventory remains tight.

  • Rent costs are often higher than a mortgage payment.

In other words, sitting on the sidelines could actually cost buyers more in the long run.


Introducing the MOVE Method + Payment Affordability Program

So, how do we solve the affordability challenge? That’s where my MOVE Method comes in.

This isn’t just another mortgage program—it’s a strategy that gives buyers more confidence in their monthly payments and helps realtors keep deals alive.

With the MOVE Method and our Payment Affordability Program, we help:

Buyers structure their financing so the payment feels realistic and sustainable.
Realtors provide a proven tool to help clients move forward instead of waiting.
Families stop renting and start building equity today.

Think of it as the secret sauce that gets deals done in a tough market.


Why Realtors Love This Strategy

For realtors, having a solution for affordability isn’t just helpful—it’s a competitive edge. Buyers are more likely to trust and stick with an agent who brings them real options instead of roadblocks.

By partnering with a lender who uses the MOVE Method, agents can:

  • Keep more buyers qualified and engaged.

  • Close more transactions even in challenging conditions.

  • Build stronger trust and long-term relationships with clients.


Take Action: Don’t Wait for “Someday”

If you’re a homebuyer worried about payments—or a realtor looking for a powerful tool to help your clients—this is the strategy that can change the game.

👉 The MOVE Method + Payment Affordability Program = making homeownership possible today.

The only question is—are you ready to move?

📲 Contact me today to learn how this works and how we can make your homeownership (or your client’s homeownership) a reality.

**Ted Canto – Your Trusted Mortgage Expert**

With over **26 years of experience** in the mortgage industry, I’ve built my career on one simple belief: *everyone deserves the right mortgage strategy to build wealth and create the life they want*.

As a **Veteran** and founder of **Ted Knows Loans**, I’ve helped thousands of families achieve homeownership, guided countless investors toward profitable real estate portfolios, and earned a reputation as one of the most trusted mortgage professionals in the country.

My accolades include:

* **Top Producer Awards** year after year in multiple markets
* **Mentor Lender** for the nationally recognized **Active Duty Passive Income** (ADPI) network for over 5 years
* Recognized for **elite VA loan expertise**, helping fellow Veterans leverage their benefits for generational wealth
* Consistently ranked among the **best mortgage originators** for customer satisfaction and closing success rates

Beyond the numbers, I’m known for **creative solutions** when others say “no,” **fast closings**, and a **client-first approach** that has turned customers into lifelong friends. My mission is to not just get you into a home, but to help you understand the strategy behind your mortgage so you can build long-term financial security.

Whether you’re a first-time homebuyer, a seasoned investor, or looking to refinance, I bring **unmatched expertise, integrity, and dedication** to every loan I touch.

Because when it comes to home financing, **Ted Knows Loans… and now, so will you.**

Ted Canto

**Ted Canto – Your Trusted Mortgage Expert** With over **26 years of experience** in the mortgage industry, I’ve built my career on one simple belief: *everyone deserves the right mortgage strategy to build wealth and create the life they want*. As a **Veteran** and founder of **Ted Knows Loans**, I’ve helped thousands of families achieve homeownership, guided countless investors toward profitable real estate portfolios, and earned a reputation as one of the most trusted mortgage professionals in the country. My accolades include: * **Top Producer Awards** year after year in multiple markets * **Mentor Lender** for the nationally recognized **Active Duty Passive Income** (ADPI) network for over 5 years * Recognized for **elite VA loan expertise**, helping fellow Veterans leverage their benefits for generational wealth * Consistently ranked among the **best mortgage originators** for customer satisfaction and closing success rates Beyond the numbers, I’m known for **creative solutions** when others say “no,” **fast closings**, and a **client-first approach** that has turned customers into lifelong friends. My mission is to not just get you into a home, but to help you understand the strategy behind your mortgage so you can build long-term financial security. Whether you’re a first-time homebuyer, a seasoned investor, or looking to refinance, I bring **unmatched expertise, integrity, and dedication** to every loan I touch. Because when it comes to home financing, **Ted Knows Loans… and now, so will you.**

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